Payday Loans
What is a Payday Loan?
A payday loan is a short term financial solution to cover an unexpected cash flow need.
21st Century consumers use a range of financial products to assist with their monetary needs and many budget well to do so. However, we understand that there are times when small amounts of additional cash are needed to cover unexpected bills. Payday loans are designed to cover these short term needs without incurring an assortment of bank charges or bouncing cheques and direct debits.
A payday loan enables you to avoid some of these potentially hidden charges and pay back the loan in one easy payment. You borrow, you pay back on payday, the loan is finished with. It is as simple as that.
Taking out a payday loan provides a top up on your finances until payday.
What it isn’t…
A payday loan is not a long term solution to ongoing financial problems. We strongly recommend against using this product to help pay for regular credit commitments.
In the case where you feel you have debt problems which you feel can not be solved by you individually, we recommend you contact the Consumer Credit Counselling Service, a charity dedicated to providing confidential, free counselling and money management assistance to financially distressed families and individuals or visit www.cccs.co.uk.
1737%APR Typical











